Credit Unions of Jamaica -
What They Do and Just To Name a Few

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The Credit Unions of Jamaica are dedicated to carrying out the Mission that governs them. This Mission reads:


The Jamaican Credit Unions are dedicated to:

  • Improving the quality of life of their members and financing economic independence.

  • Providing a high level of financial Services to members.

  • Offering competitive financial services to members.

  • Offering responsible advice to members in order to secure their savings and investment.

  • Performing with integrity in conformity with the Co-Operatives Society Act and regulations.

  • Responding to the needs of the community within the frame work of the co-operative structure.

With that being said, let me just give you a brief synopsis of what a credit union REALLY is...

What is a Credit Union? - A credit union is a co-operative financial institution, which is owned and controlled by its members. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and obtain loans and other financial services at competitive rates. Members of a credit union share a common bond, such as their occupation, where they live or even attend church.

It is as simple as that. Credit Unions operate on a much different platform that banks and that is why more and more Jamaicans are steering towards becoming "members".

ALL the different credit unions of Jamaica are a part of a movement that places them under ONE umbrella. Here is an overview of this said movement...

Company Overview
The Credit Union Movement of Jamaica started with Father John P. Sullivan, who pioneered the creation of Jamaica's first Credit Union - Sodality Co-operative Credit Union Ltd.

Today, the Movement has grown to 38 credit unions located island wide, all represented by the umbrella brand, the Credit Unions of Jamaica (CUJ), Your Path to Financial Freedom!

Well with all the introductory framework completed, let me provide you with a  list (not too extensive) of some of the Credit Unions that operates in Jamaica.

List of Some Credit Unions of Jamaica

Jamaica Teacher's Association Credit Union

1. Jamaica Teachers' Association Co-op C U Ltd (JTA)

Become a member today, there's a bag of benefits waiting for you.

Location: 97A Church St
Contact: 876-922-2009

About Them - In July 1959, the Credit Union began preliminary operations, and in October of that same year, the Jamaica Teachers' Association Co-operative Credit Union Limited (JTS) was registered as a Credit Union under the Co-operative Society Act.

Jamaica Teachers' Assn Co-op C U Ltd rapidly grew and by 1960, the membership increased to over 1000 and the share capital to $52,000.00. In addition, by 1977 Jamaica Teachers' Assn Co-op C U Ltd was the largest Credit Union in Jamaica with 10,000 members and $7.5 million in share capital. Jamaica Teachers' Assn Co-op C U Ltd boasts over 29,000 in membership, over 5 billion in assets, a share capital of 2.4billion. Jamaica Teachers' Assn Co-op C U Ltd operates Islandwide with a branch network of eleven (11) locations and a staff complement of 100 employees. Jamaica Teachers' Assn Co-op C U Ltd provides the strong financial advice and the widest range of savings and loan options to help to achieve the goals no matter how big or small.

Some of the products they provide are:

  • Loans
  • Savings
  • Investment
  • Insurance
  • Financial Counseling
  • Mortgage Calculators

First Heritage Credit Union Jamaica

2. First Heritage Co-operative Credit Union Ltd

Look no further - This is one of the largest Credit Unions of Jamaica with its recent merge of Church's and GSB Credit Unions.

Location: 8-10 Eureka Rd Kingston 5 Jamaica
Contact: Member Care Centre
              876-929-5142; 1-888-225-5472; 876-922-5277

About Them - First Heritage Co-operative Credit Union now stands as the largest open bond Credit Union in Jamaica. It has as its bond, all civil servants, staff within Statutory Bodies and Public Corporations, their spouses and relatives as well as church members and their relatives island wide. We currently serve over 160,000 members through a vast network of nine (9) locations island wide, offering a wide array of products and services.

These products are specifically designed to meet the needs of those just starting out, as well as the financially savvy and investment-oriented minds. Our commitment remains, to generate continual benefits to our members and other stakeholders.

Products and Services:

Other Locations and Contacts:


  • Savings
  • Insurance
  • Loans
  • Pensions


  • Estate Planning & Management Services
  • Family Indemnity Plan (F.I.P)
  • ATM Card
  • Telebanking
  • Remittances
  • Cambio
  • Gift Certificate "The Gift/Matri-Money"
  • Safe Deposit Box
  • Skills Bank
  • Health Insurance (Aetna/Sagicor)
  • Protector Plus Insurance
  • Earner Discount Card
  • Bill Payment Services
  • Fast Track
  • Field Service

Corner Ripon & Eureka Roads
Head Office

Rural Branches

Shop 5 Bargain Village Plaza May Pen

St Catherine
Oasis Shopping Centre
Unit 13 6 March Pen Rd Spanish Town

Portmore Town Centre
Lot 57 West Trade Way

Shops 8 & 9 East Side Plaza
35 East St Old Harbour

St James
21 Union St Montego Bay

Kingston & St Andrew
20 Dominica Dr (5)

10 East Ave

Lawrence Tavern

Mortgage Unit
Suite 27 Winchester Business Centre
15 Hope Road (10)

Wealth Development Unit
20 Dominica Drive (5)

St. Catherine Cooperative Credit Union Jamaica

3. St Catherine Co-Op Credit Union Ltd
14 Nugent St Spanish Town, St Catherine Jamaica
876-984-2324 (General Contact)

Head Office



Shop 5 McMaster Centre Portmore

57a King St Linstead

25 Main St Mandeville

6 West St Old Harbour

About Them - Secure your future today with St Catherine Co-op Credit Union Ltd. We offer general loans, motor vehicle express loans, back to school loans, fixed deposit accounts, share savings accounts, pay day loans, mortgage loans, family indemnity plan, remittance services and much more. We aim to provide the highest quality services to our members.

AAMM Credit Union Jamaica

4. A A M M Co-Op Credit Union Ltd

Forging ahead with our nation's Teachers and their families. This is the tagline of AAMM, another one of the top Credit Unions of Jamaica. Located at:

10 Oxford Terr Kingston 5 Jamaica


Hours of Operation

Head Office: 8:30 am - 4:00pm
Portmore Branch: 10:00 am - 5:30 pm
Mandeville Branch: 9:00 am - 5:00 pm
Montego Bay: 9:00 am - 5:00 pm

About Them - AAMM provides a full range of financial services to satisfy members' desires and needs. From loan and savings products to financial advice, we serve all trainees, current and past employees of Jamaica's education system, along with their brothers, sisters and children.

We also serve all employees of the Agencies that fall under the Ministry of Education:

  • Early Childhood Commission
  • Council of Community Colleges of Jamaica
  • National Council on Education
  • University Council of Jamaica
  • Jamaica Library Service
  • Overseas Examinations Commission
  • Nutrition Products Limited
  • Jamaica Foundation for Lifelong Learning

Products and Services:


  • Easi Loan
  • Vacation Loan
  • Back to School Loan
  • Education Loan
  • Christmas Loan
  • Mortgage Loan & Car Loan
  • Wealth Creator
  • Executive Plus
  • Treasure Chest
  • Partner Plan


  • Standing Order Facilities
  • Financial Counseling
  • Field Service
  • Salary Deduction
  • Access Plus ABM/Point of Sale (P.O.S.) Cards

Jamaica Police Credit Union Jamaica

5. Jamaica Police Co-op Credit Union Ltd

Committed to your Economic Success - These taglines just ALL speak to progressiveness and future financial freedom. These Credit Unions of Jamaica aim to please.

122 Harbour St


About Them - The Jamaica Police Co-operative Credit Union Limited (JPCCU) was founded July 4th, 1955 by eleven (11) rank and file members of the Jamaica Constabulary Force with each contributing one shilling (equivalent of ten cents). It was established with the specific mandate to encourage collective savings and to provide loans to the members of the Jamaica Constabulary Force. To date, the Credit Union's raison d'être remains to help our Members elevate their financial status and achieve their goals; through specialized products formulated with their financial needs in mind.

Today, JPCCU is the fifth largest in the Credit Union Movement in Jamaica, managing assets in excess of 3.4 billion for a membership of approximately 17, 000. The Jamaica Police Co-operative Credit Union has spent over 58 years assisting thousands of members in home ownership, motor vehicle acquisition, and academic independence as well as in obtaining other forms of assets. JPCCU has been a beacon in contributing to the marked improvement in the overall quality of life of its Members and their families. Ours is a proud and enviable track record of success on which, with confidence, we continue to build.

JPCCU currently has a branch network of five full services branches located in Kingston, Portmore, St. Mary, Mandeville and Montego Bay. We also serve our members through five agencies located in Morant Bay, Port Antonio, May Pen, Black River and Negril. Our presence continues to grow in the diaspora through our Overseas Liaisons, the Jamaica Ex-Police Association Presidents of the various chapters of Bronx, Brooklyn, Queens, New Jersey, Connecticut, South and Central Florida as well as the Immigration Chapter.

Our Bond includes: Present or Past Members of the Police Force, District Constables, Employees of the Ministry with responsibility for the Police, Employees of the Credit Union and their families (mother, father, sister, brother, aunt, uncle, niece, nephew, children, grandchildren and grandparents).

COK Sodality Credit Union Jamaica

6. COK Sodality Co-Op C U Ltd

Voted as one of the top Credit Unions of Jamaica, COK has been around for YEARS with its main focus being on its members. Located at:

66 Slipe Rd Kingston 5 Jamaica

Call Customer Service
Units 9 & 10 Winchester Business Center
15 Hope Rd (10)

Shop 3 McMasters Cen Ptmr

Units 1 2 & 8 Mandeville Plaza Mdvl

40 Market St Montego Bay


About them - COK Sodality Co-operative Credit Union Ltd. (COK), formerly City of Kingston Co-Operative Credit Union Ltd., was incorporated in October 1967 to serve the financial needs of its members in Kingston and St. Andrew. Over the years COK has evolved into a solid, safe and financially secure, financial services institution well known for its high level of innovativeness in the Credit Union Movement.

COK is headquartered in Kingston; serving members across Jamaica through its network of Branches in Kingston & St. Andrew, St. Catherine, Mandeville and Montego Bay. COK also serves its members who reside overseas in North America, the UK, Grand Cayman, and other parts of the Caribbean.

7. Insurance Employees Co-Op C U Ltd (IECCU)

A Union of Possibilities

27 Parkington Plaza Kingston 10 Jamaica


Hours of Operation
Monday -Thursday 8:00 am - 2:30 pm
Friday 8:00 - 3:00 pm

About Them - Insurance Employees Co-Op C U Ltd (IECCU) was registered under the Co-operative Societies Act and Regulations on October 28, 1977. IECCU is one of the earliest Credit Unions in Jamaica to computerize the operations using the Batch Processing System. IECCU provides service which includes but not limited to Money Management, Financial Guidance, Wealth Creation and Financing.

The above list is by no means exhaustive and includes mostly the top Credit Unions of Jamaica. For more information on Jamaican Credit Unions, you may visit the Credit Unions of Jamaica's Website at

Find a credit union and become a member TODAY!!!

Sources: Jamaica Yellow Pages
Credit Union of Jamaica

Top of Credit Unions of Jamaica

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